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Guides

Paying suppliers abroad, explained without the jargon

Written by our payments desk from the questions customers ask most. Each one takes less than five minutes.

A large block of stacked wooden pallets in an open yard under a cloudy sky
Suppliers 4 min read

Paying a factory in China in yuan instead of dollars

Your supplier prices in dollars because they carry the dollar risk. Offer to pay in yuan and ask what that is worth.
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Rails 3 min read

SEPA cut-off times for UK importers, and what a missed one costs

14:00 CET is 13:00 in Leeds. Miss it on a Friday and your Rotterdam supplier waits until Monday.
Hands holding a white calculator over a printed company invoice on a clipboard
FX 5 min read

How to read an FX quote before you approve it

Three numbers decide what a foreign payment costs. Most bank quotes show you one of them.
Two container cranes in silhouette against an orange evening sky over the water
Settlement 4 min read

Why the same payment run settles on four different days

Four rails, one payment run, four settlement dates. The reasons are published timetables, not bad luck.